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What Is The Difference Between Masking And Truncation In PCI Compliance?

Picture of David Gamey David Gamey : Jan 17, 2017 10:07:00 PM

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What Is The Difference Between Masking And Truncation In PCI Compliance?

Masking and truncation of cardholder data may seem the same on the surface (eg. 423456XXXXXX7890); however, each implies different functionality.

Masking applies to displays and implies the data can be accessed behind the scenes.

Truncation applies to storage and implies the permanent and irrecoverable transformation of the original data.

For more see the official PCI Compliance glossary.
Another Way 8-Digit Bins Complicate PCI Compliance: It's Not Just Data-at-Rest

Another Way 8-Digit Bins Complicate PCI Compliance: It's Not Just Data-at-Rest

Picture of David Gamey David Gamey : Apr 23, 2021 10:07:00 PM

The adoption of 8-digit BINs in 2022 has already created many transitional challenges for organizations needing access to the full BIN numbers (see...

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3 Ways 8-Digit BIN Ranges May Impact PCI Compliance

3 min read

3 Ways 8-Digit BIN Ranges May Impact PCI Compliance

Picture of David Gamey David Gamey : Apr 11, 2017 10:07:00 PM

New 8-digit Bank Identification Numbers (BIN) could complicate PCI truncation rules and create compliance headaches for those required to maintain...

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8-Digit BINs and the Great PCI Truncation Reset

8-Digit BINs and the Great PCI Truncation Reset

Picture of David Gamey David Gamey : Jan 20, 2022 7:59:00 AM

Visa, MasterCard, Discover, JCB, and Union Pay hit ‘reset’ on the PCI DSS truncation rules in December 2021 and January 2022 providing an...

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